Survivors
Survivorās Benefit is paid to the qualified survivors of a deceased insured person.
Survivorsā Benefit is paid in the form of a Pension or a Grant.
Who can qualify for a Survivorās Benefit?
- The widow of a deceased person*
- The widower of a deceased insured person*
- The children of a deceased insured person (a child under the age of 15 years and if in full-time education under the age of 21).
*husband and wife or a single man living with a single woman in the same household for at least 3 years (proof is required).
What are the qualifying contribution conditions for Survivorās Pension?
The deceased insured person must have paidĀ at least 250 contributions (5 years)
How is a Survivorās Pension calculated?
- A widow or widower Survivorās Pension is calculated at 2/3 of the Age Pension earned up to the death of the insured person.
- An orphanās pension is calculated at 2/3 of the widow/widower Survivorās pension.
- Childrenās pension is calculated at 1/3 of the widow/widower Survivorās Pension.
What are the qualifying contribution conditions for Survivorās Grant?
The deceased insured person must have paidĀ at least 50 contributions (1 year) but less than 250 contributions (5 years).
How is Survivorās Grant calculated?Ā
- A widow or widower Survivorās Grant is calculated at 2/3 of the Age Grant earned up to the death of the insured person.
- An orphanās grant is calculated at 2/3 of the widow/widower Survivorās Grant.
- Childrenās grant is calculated at 1/3 of the widow/widower Survivorās Grant.
Can Survivorās and Invalidity or Age benefits can be paid concurrently?
Effective January 2009, If you qualify for a Survivorās benefit, and you are in receipt and/or qualify for an Invalidity or Age benefit you will receive the Invalidity or Age benefit and half of the Survivorās benefit.
How to claim for Survivorās Benefit?
Complete and submit theĀ Survivorās Benefit Claim Formto the Social Security Office within 3 monthsĀ of the death.
Attach the following documents:
- Death Certificate
- Birth Certificates of all beneficiaries
- If a child is over 15 years, a letter from the principal of the educational institution verifying that the child is attending full-time.
*A claim for Survivorās Benefit must be filed with 3 months from the death of the qualified person.
*Insured persons who have met the qualifying contribution conditions will receive Survivorās Benefit wherever in the world they are.